Contact Mike Lucas — MyHomeRates.com

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Response time I aim to reply within 2–3 business days. I read every message personally.

No financial advice I'm a researcher and publisher, not a licensed mortgage advisor. I can't recommend lenders or tell you what to do.

Your privacy Your email address is never shared, sold, or used for marketing. See our Privacy Policy.

UK-based founder I'm in the UK, so replies may arrive at unusual hours for US readers. Please allow the full 2–3 days.

Looking for mortgage guidance? Start with the mortgage basics guide or use the payment calculator — most common questions are answered there.

Editorial disclaimer: MyHomeRates.com is an independent educational publisher. We have no lender relationships and receive no commission from any financial product. Content on this site is researched and edited by Mike Lucas, with the assistance of AI writing tools. Nothing on this site constitutes financial advice. Always consult a licensed mortgage professional before making borrowing decisions.